Designation
Certified Financial Fiduciary® (CF2)
Issued by the National Association of Certified Financial Fiduciaries
Credential ID
CF2-2201078
Active Dates
Jul 30, 2023 – Jul 30, 2026
About Dr. Steven Crane
Hi, I'm Steven Crane. I didn't grow up around money. I didn't grow up with access, connections, or a silver spoon. In fact, I've been the person on the outside looking in... financially struggling, overlooked, and underestimated. At one point I was the stereotypical "homeless veteran". And while that part of my story doesn't define me, it deeply informs why I do what I do today.
I started Financial Legacy Builders with one mission in mind: to make high-quality, transparent, and judgment-free financial planning accessible to the people who need it most - veterans, working-class families, and those who've been excluded from the traditional financial advice world because of their income, background, or life circumstances.
I've spent the last decade working across public, private, and government sectors, acquiring tools and certifications ( Over 100 of them) to master this industry, not just to look good on paper, but to serve people powerfully and ethically. I've delivered over $4.2 billion in benefits to veterans worldwide, coached more than 5,000 individuals, and led global teams in implementing transformational programs.
I hold multiple doctoral degrees and a wall full of credentials, including ChFC, CLU, AFC, NSSA, CFEd, CMFA and numerous other designations that professionals in the industry spend years pursuing. While I rarely lead with titles, I've earned every one of them to ensure the advice I give isn't just passionate; it's percise, professional, and built to serve you well.
What matters most to me is that you feel seen, respected, and equipped tp create a legacy you're proud of, whether you're earning $20K or $200K a year. I believe financial advice shouldn't be a luxury product for the wealthy. Everyone deserves a plan and partner who listens without judgement and provides a clear path forward.
At Financial Legacy Builders, we don't talk over your head, sell products, or require six-figure minimums. We charge a flat 1% of your household income because I believe that's fair, transparent, and aligned with your success. This firm was built for people like us. People who've fought to be where they are and just need a trusted guide to take that next step with confidence.
So, if you're tired of feeling invisible, overwhelmed, or stuck... you're not alone. And you're not behind. Let's build something powerful together.
Areas of Specialization
Estate Planning
Federal Benefits
Investing
Budgeting
Insurance
Social Security
Financial Planning
Debt Elimination
General Financial Guidance
Disclosure:
Financial Legacy Builders (“FLB”) is a registered investment adviser based in the State of Ohio. FLB offers investment advisory and financial planning services to clients in Ohio and in other jurisdictions where it is appropriately registered, excluded from registration, or exempt from registration. Registration as an investment adviser does not imply a particular level of skill or training. The information provided is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice, or as a recommendation or offer to buy or sell any security or financial product. Any strategies or examples discussed are general in nature and may not be suitable for your individual situation. You should consult with your own financial, tax, or legal professional before implementing any strategy.
All investments involve risk, including the possible loss of principal. There is no guarantee that any investment strategy will achieve its objectives, generate profits, or avoid losses. Past performance is not a guarantee or reliable indicator of future results. The information is believed to be from reliable sources, but FLB does not warrant its accuracy, completeness, or timeliness and assumes no liability for any resulting damages. Opinions expressed are as of the date indicated and are subject to change without notice. FLB has no obligation to update any content to reflect subsequent events or conditions.